Do you remember all the big purchases you've made in your life? I certainly do! My first car, my first home, each of my children because face it, you have to pay for them and they don't come cheap!
But I was young and ignorant when I made those purchases, The best time for making huge decisions when it comes to money is when you are young and ignorant because you have the rest of your life to fix mistakes. Making a big purchase now at the ripe old age of 65 is way more scary! Making it when also considering retirement in a few years just adds fuel the fire.
My daughter got into a car accident shortly thereafter and while she was not hurt, her car was a mess, so I offered her my car for the money she got selling her car. I didn't know at the time that I was never going back to an office, but I figured when the time came I would just buy a new car, it was time anyway.
Well it's going to be 3-years since I was sent home forever and I still don't have a car. Since my mom lives with my, I've just been using her car, but I don't really go anywhere and when I do I take my mom so it's ok to use her car, or I go with my daughter and we use her car, or I go with my sister and we use her car...so I have not really needed my own car, although I've missed not having one to call my own.
But I'm thinking now that it would be a good idea to buy a car now so that I will have it paid off by the time I retire. It's really a scary decision and it's been keeping me up at night. I know I can afford it and I'll be able to make the payments and the increase in insurance, but it's a big investment, a big responsibility but it's also so pretty!!!
I know this will probably be the last car I ever own and I've always just bought the least expensive car with the best gas mileage since I had to commute so much. This time around, I want something pretty, something safe that will last me a long time.
But I'm still having trouble sleeping. Do you guys think it's a good time to buy a car?
Go ahead, buy it! With all due respect to family, it's not good to depend on their car.
ReplyDeleteThank you DUTA! I totally agree with you. And also, sometimes if I borrow their car, I feel like I have to take them with me. If I have my own car, I can just take off if I just need to drive to clear my head. Hope all is well with you. Thank you for stopping by.
DeleteGO-4-IT, Alicia, you worked long and hard for it! I wish you well, my friend.
ReplyDeleteThank you! I have decided to go ahead, let the dealership know but they don't have any in stock in the color I want so it's going to be built in April and I should have it by early May. I'm so excited!!!
DeleteGood for you for being brave !
ReplyDeleteWell thank you! I know it's a good idea, a good plan but I did get a little insecure for a while and wasn't sleeping, but I'm ok now!
ReplyDeletei really think you have thought it through and will not regret it!! i say buy it, i do not think you will regret it!! and it's so pretty!!
ReplyDeleteHopefully, you get your new car by May. Wishing you a smooth purchase, Alicia dear!
ReplyDeletealicia, i hope you were able to move forward with this purchase. that everything went well and the fears you had were all worked out and you are able to feel good about the purchase!! i hope you are well, i remember reading this post back when you wrote it but i see i did not comment, i'm not sure why!?!?
ReplyDeleteBy the way, commutting is not good for health, even if you're not the driver, but just a passenger. Dad had high blood pressure and the doctor opposed to his going back to work after retirement altough he was not the driver. Walking is considered the only healthy form of movement.
ReplyDeleteI quite agree. I dislike commuting so much. I would lose a little more than an hour a day just in a car. And by the time I would get off work and drive home, my brain and body would wind down and I would be completely exhausted with no energy to do anything. I'm trying to walk more, but it's tough to find the time.
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